Min 10 minute delay

Executive Management

Andre Itwaru – Chairman , President and CEO

Mr. Itwaru is a seasoned senior executive with more than 20 years of experience in the financial services, technology and telecommunications industries. Mr. Itwaru has been the president and CEO of First Global since 2003. He has held senior management and executive level positions along with various directorships at small to medium sized businesses and large global organizations, including successful tenures at Sprint Canada, AT&T Canada Corp. and AT&T Solutions Mr. Itwaru held various positions at AT&T from 1989 to 1999. Some of these key responsibilities included; establishing and managing the first Operations Process and Quality group at AT&T Canada; Managing the Global Client Support Center responsible for business life cycle management for large strategic clients. Mr. Itwaru was also one of the architects of AT&T Canada’s Network Modernization Programme which involved a major shift in the way business was conducted in the company at the time.

Prior to AT&T Mr. Itwaru was Chairman and CEO of Navaho Networks Inc., a private Toronto-based company providing payment processing services, from March 2000 to February 2002.

He also held the position of President and Director of Global Managed Networks Inc., a private technology solutions company from February 2002 to March 2003, and Chairman and President of The Academy of Teaching and Training. He is also currently a director of several private companies.

Vicki Ringelberg – Chief Financial Officer

Vicki Ringelberg is a high caliber executive with a track record of success. Ms. Ringelberg is currently the Chair of the Board of Trustees, Chair of the Governance and Administration Committee of the OPSEU Pension Trust (OPTrust). She was also once the Chair of the Audit Committee and Investment Committee of OPTrust. Prior to that, Ms. Ringelberg spent over 20 years working in various senior financial capacities including Chief Financial Officer of Portland Investment Counsel and the Chief Financial Officer and Chief Operating Officer of AIC Limited (“AIC”). During her tenure at AIC, Ms. Ringelberg was also a member of various boards. Ms. Ringelberg has broad experience in the financial services industry including managing large scale initiatives, implementing complex accounting systems, evaluating business opportunities and executing the acquisitions and sales of various businesses. Ms. Ringelberg is a CPA and also holds an MBA from the Rotman School of Business, University of Toronto.

Bobita Ram – Chief Operating Officer (FGMI)

Bobita Ram is a director of First Global Money Inc., First Global Data Corp and First Global Money (Guyana) Inc. and serves in the capacity of Chief Operations Officer of First Global Money Inc. and First Global Money (Guyana) Inc.

Bobita is also a Certified Anti Money Laundering Specialist (CAMS) since 2007 and is a member of the Association of Certified Anti-Money Laundering Specialists (ACAMS). Having started her career in the international remittances industry some 20 years ago, Bobita has a breadth of experience in all aspects of the industry including the correspondent and agent operations as well as the core operations of licensed money remitters.

Prior to joining First Global Money Inc. Bobita functioned in several senior executive roles including Chief Compliance Officer in a large international organization catering primarily to shipping and money transfers into and within the Caribbean region. At First Global, Bobita is integrally involved in the day to day management of the operations and reports daily to the Chairman and CEO. She is currently the Chair of the Internal Compliance Committee whose mandate is to address all compliance related issues of the company and reports to the Audit and Compliance Committee of the Board of the parent company.

Bobita has led and implemented several strategic and profitable business development ventures over the years and has built up a tremendous expertise in the money remittance business. She has attended and has spoken as various conferences and forum with respect to money remittances and the impacts of remittances on migration.

Bobita is a graduate of the University of Guyana with a Bachelor’s Degree in Business Management. She is actively involved in numerous philanthropic activities

Pankaj Kumar – Chief Executive Officer (MSEWA Software Solution Private Limited)

Pankaj Kumar is the Chief Executive Officer for PayQwik India; a division of First Global Data Corp. With over 10 years of experience in the mobile industry he has acquired in depth knowledge in mobile payments and mobile money remittances. He leads the India team in all facets of the organization, including Mobile Financial Services, International Business, Strategic Partnership and Global Business Development.

His most recent highlights include the launch of the Vpayqwik mobile wallet in partnership with Vijaya Bank in India, Red Herring Asia 2015 in Manila, Philippines, Global Mobile App Summit and Award 2015 in Chennai, India, International Money Transfer Conference 2013 in Miami, USA, 6th Mobile Commerce Summit Asia March 2013, Singapore, Workshop Trainer- Mobile Money in Underdeveloped Countries, March 2013, Singapore, ICT Conference 2013, Kathmandu Nepal and Mobile Strategy Summit 2013, New Delhi, India.

Prior to becoming the CEO (PQI), Mr. Kumar held the position as Chief Marketing Officer at PayQwik India.

Rajeev Verma – CEO (First Global Data Indonesia)

Rajeev Verma has joined First Global Data Indonesia as the founding Director and Chief Executive Officer for Indonesia. Rajeev is responsible for the setup of operation and go-to market strategy in alignment with First Global Data’s global vision, Marketing and Business Development in local markets for the launch and growth of FINTECH products and services. He will also be instrumental in building strategic partnerships to create new revenue channels in Indonesia.

Rajeev Verma has spent 12 years in the IT and Telecom domain. He is acknowledged for a well-defined understanding of the business-technology interface and the capacity to identify and align clients’ emerging technology needs with products and services. Rajeev has worked as Country Manager TechMahindra Indonesia, and he has run start-ups in the Online Travel space.

Tom Sanderson – Information Security Officer (ISO)

Mr. Sanderson brings over 40 years in information technology, software security, and development to the First Global team. His responsibilities include, providing internal independent review and monitoring to assess the Company’s information technology and security programs including cyber security. The ISO participates in the development, maintenance, and validation of business continuity and disaster recovery plans intended to keep the Company functioning in the event of significant disruptive events such as vandalism, cyber-attacks, natural disasters, and terrorism.

Nadia Alli – VP Global Marketing

As the VP Marketing, Ms. Alli has acquired more than 13 years of experience in Process and Project Management, Sales, and Marketing successes. Ms. Alli is responsible for developing and implementing the Global Tactical Marketing Strategies and Programs for First Global Data Corp., First Global Money Inc., and PayQwik. Her team’s responsibilities include defining markets, competitive analysis, mobile market analysis, writing integrated business, and marketing plans, training the sales department, coordinating trade shows, producing sales support materials, creating and implementing campaigns, and designing and placing advertisements. Prior to this Ms. Alli served as the Director of Marketing at FGM. Her current responsibilities include the positioning and directing of the global branding, marketing strategy, sales management, and product development. Ms. Alli is based in Toronto Canada, First Global’s headquarters

Ruth Fraser – VP Business Development & Client Relations

The objective of Ms. Fraser’s role is to globally manage the company’s teams both individually and collectively in such a manner that they are able to contribute to the process of achieving business objectives set by the organization.

Ms. Fraser’s responsibilities include: Creating and informing all employees about the Policies, Programs and Procedures, Codes of Conduct, the Employee Handbook and additional supporting HR documentation. In addition, Ms. Fraser specializes in areas such as, training, development, employee counselling, performance management, labour relations, incentive programs, communication, motivation, salary reviews and recruitment.

Ms. Fraser’s desire is to achieve a highly successful global team that enjoys every moment and every part of their career. Build a global team that works smarter and not harder and a team that celebrates its victories and supports each other’s failures. Her passion is people, seeing their true potential and together achieving success!

Noemi Pesina CAMS, Risk Managment and Compliance Officer

Noemi is a Certified Anti-Money Laundering Specialist (CAMS) and was appointed Risk Management and Compliance Officer of First Global on December 05, 2011. As the Risk Management and Compliance Officer Mrs. Pesina is responsible for the overall management of the daily operation and monitoring of First Global’s BSA/AML/OFAC and KYC Compliance programs to ensure that First Global complies with all Federal, State and Local laws/regulations relating to a Money Service Business, specifically a Money Transmitter. Noemi has over 14 years of experience in the Money Remittances Industry and utilizes her broad based knowledge of current anti-money laundering regulations, policies and reporting requirements per the Bank Secrecy Act and USA PATRIOT Act to enhance First Global’s compliance program to meet regulatory requirements.