PAYQWIK WALLET PROVIDES THE FINTECH SOLUTION

icon1

Load Wallet

PayQwik wallet can be loaded with money using credit and debit cards, bank account and at authorised agent locations. PayQwik can be loaded with different currencies and can hold multiple currencies at the same time

icon2

Wallet to Wallet Funds Transfer

PayQwik allows users to transfer funds directly from the PayQwik wallet of one user to the PayQwik wallet of another user in US or Canada

icon3

Cash In / Cash Out

Load money to your PayQwik wallet at over a 1000 authorized agent store locations in the US and Canada. Withdraw cash from PayQwik wallet by pushing it to a registered bank account or at over 1000 authorized agent locations in the US and Canada

icon4

Merchant Payments

Shop across over 1000 merchant locations in US and Canada by paying through the money loaded on your PayQwik wallet

icon5

Request Funds

Request funds from your family & friends through the PayQwik wallet. Send them a request notification through SMS, Social Media or email

icon6

Multi-Currency

PayQwik is the only wallet in the world which allows users to pre-load the currency of their choice, allowing them to access their PayQwik wallet from different countries. Users can have load many curriencies at once and quickly exchange money from one currency to another, all in the same wallet

icon7

Coupons

Save over $1000s of dollars each year when you completely your purchases by applying the coupons accessible on your PayQwik wallet

icon8

Tickets (Movie, Bus, Airline, Events)

Book Airline, bus, train, movie and event tickets directly on your PayQwik wallet

icon9

Online Wallet Marketplace

With over 30,000 merchants offering products at great prices, users can search, shop, order and purchase goods directly on their PayQwik wallet

icon10

Referral Program

Refer the PayQwik wallet to your family & friends and receive reward points for each successful download and registration

icon11

Rewards (Reward Points)

The PayQwik rewards program is designed to add value to the users each time they take an action using the wallet. The accumulated points can then be used to pay bills, make purchases or redeem exciting gifts from the gift shop

icon12

Credit & Debit Card Integration

PayQwik accepts the usage of credit and debit cards, allowing the users to load their wallet and make purchases at the merchant outlet. Credit and debit cards can also be used to send and load money to family and friends. As a security measure, users are not allowed to save or link their card with their wallet to avoid theft or unauthorised usage

icon13

Interoperable (wallet)

PayQwik seamlessly enables the users to make payments across different countries without causing any loss in transaction. PayQwik works with international merchants, ATM’s and even allows cash pickup at several locations around the world

Money Transfer

PayQwik seamlessly enables the users to make payments across different countries without causing any loss in transaction. PayQwik works with international merchants, ATM’s and even allows cash pickup at several locations around the world

Payments

iStock-695896774
icon14

Bill Payments

PayQwik allows users to pay utility bills on their PayQwik wallet. Users can select the type of bill they wish to pay, browse through the list of predefined merchants and complete the payment with the PayQwik wallet balance. With PayQwik, users can make payments towards their water, electricity, telecom, internet, cable, credit card, insurance and all other bills at just the tap of the finger

icon15

Tuition

PayQwik allows users to pay their tuition fees on the PayQwik wallet. Users can select the type of bill they wish to pay, browse through the list of predefined institutions and complete the payment with the PayQwik wallet balance, all at just a tap of the finger

icon16

Telco

Users can top-up and recharge their phone balance on their PayQwik wallet. Users can select the type of bill they wish to pay, browse through the list of predefined institutions and complete the payment with the PayQwik wallet balance, all at just the tap of the finger

Merchant Payments

Merchant Network

PayQwik is deployed at over 50,000 merchant locations globally to increase the availability and acceptance of PayQwik wallet. The growing merchant network will support accepting payments through direct wallet transfer or ny reading QR Code at the merchant POS

mPOS

PayQwik allows merchants to accept customer payments through the Mobile Point of Sale System – a smartphone, tablet or dedicated wireless device that performs the functions of a cash register or electronic point of sale terminal. This allows ease of access, secure transactions and convenient transactions

SMS Alerts

PayQwik is SMS enabled, allowing users to be notified when specific actions are taken on their account. Each activity involving a transaction or modifications to the account triggers SMS notification the account holder, alerting him/her of the activity

Security

Fraud Prevention

We work diligently to authenticate legitimate customers while stopping cyber criminals armed with stolen identities

  • Our Fraud Monitoring system monitors and tracks transaction details
  • Our powerful analytics block threats and recognize identities by analyzing devices, location, account credentials and behaviours
  • Our systems work to block account takeover attacks by building persons that include device, identity and behaviour, and identifies normal and abnormal usage patterns to distinguish between returning customers and cyber criminals.we can also detect if malware has infected a legitimate user’s device

High Global Security Standards

At First Global, we take security very seriously. By using advanced digital identity systems, we enforce high standards of cyber security. Our systems secure consumer transactions against malware, Trojans, Man-in-the-Middle (MitM), Man-in-the-Browser (MitB) attacks and phishing. Our solutions monitor, track and analyze point-in -time transactions including login, payment, enrollment and profile change details in the context of surrounding information such as user time on page and the actions he or she has performed. And it doe not stop there – all our staff has been trained and tested on cyber security, fraud prevention and privacy regulations.

Our mobile application has built in security feature such as OTP and MPIN. it is accessible through secure connectivity (WAP- Wireless Application Protocol, USSD as well as GPRS). Our system provides features like advanced encryption, tokenization, OTP, SSL certificate, and multiple Firewall for added security.

Tokenization creates a unique randomized set of numbers to be used at each new transaction, so your real card number is never used from your phone.